I’m considering leaving my IVA and trying to make arrangements with my creditors. Last month I paid over 700 pound into my IVA. The problem is I have a slightly different job role now so my basic pay stays the same but I’m earning more bonus , standby payments and phone call payments in my job that I’m going over my 10 percent monthly. My review was in June and my payment has gone up which is cool but I’m still gonna go over every month. I just think now that if I was in a DMP they would have all their money I owe them back in 2/3 years at the latest rather than 4 more years of an IVA. It just seems that to me that I’m paying all this extra money and and it’s going no where. Last year I was in a financial mess and the IVA was definitely the best thing at the time it just seems now that it’s not what I need . I just feel incredibly frustrated that I’m gonna be stuck in this for another 4 years when I could be clear It myself in less time. I just don’t know what to do. Sorry for the rant guys!!
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