to anyone worried about rentng in an iva

[2YrsIn]

hey, i just thought i`d let anyone worrying about renting in iva that all is not lost - i have posted several times worrying over the last few months about being declined and i got a call on friday to say i wetn through the checks fine

interestingly i`m 2.5 yrs into my iva and i entered with roughly a 40k debt over my head and i passed, my GF has 200 quid on credit card and thats pretty much it and she needs a guarontor !! very weird!

Anyways my bruv in law is going to be the guarontor and he is being checked out as i write this so HOPEFULLY we will have a place to live SOON

Just wanted to say i really dont think people need to worry whilst in an iva - we are showing we are managing our debts now ! and surely thats better !!

[Viki.W]

I agree 2YrsIn. Well done and good luck, Viki X

[bluey875]

One word of warning/information. A lot of lettings agents use a company called homelet to do their credit checks.For some strange reason homelet classify an IVA the same as a BR and a CCJ.I have spoken to homelet as this happened to me and they will not change it,they claim its all one and the same thing (and we all know its not) and this has stopped me renting a number of houses.
BE WARNED

[2YrsIn]

very strange - homelet are the ones that passed me? i swear it just luck nowadays