I still have an account open with ltsb which i used to pay my santander loan and ltsb loan from and it should have been included in my proposal because I sent the statements of the account as proof of my loan repayments. I have checked my propasal and this account has been missed out! When I log in to ltsb banking this account is still open and the other 2 have been closed, when I call ltsb I get forwarding to an insolvancy helpline. I am therefore assuming it is included. Is it too late to include this account 3 months into the IVA?