I was allowed to keep my pension (public sector) and had no problems with mobile or broadband. Don't forget such things as dentist, prescriptions and opticians.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
I have a meeting with stepchange next week over the phone but tomorrow a face to face with an independent IP I’m quite hopeful about this one as the conversation on the phone he seemed very personable, the meeting tomorrow is free of charge and then any fees go into the IVA (I’ve seen others on here being warned off of upfront fees). He’s also begun an I&E spreadsheet for me and sent it to me to fill in before we meet. These are the only two companies to respond to the 5 I reached out too which is frustrating as I was hoping for a couple more just for a comparison really.
I’ve also opened a basic account with nationwide to transfer all my DD’s too as my current bank is one of my largest debtors. Haven’t actually achieved anything yet but it’s amazing how just starting to try and take charge can make you feel more positive. Onwards and upwards