IVA started April 2012
No missed payments
Full and final payment made July 2018
Completion/Closure Certificate received 07/02/19
Credit file still shows IVA (How long will it take to clear them)
All other markers on all files green (Experian, Equifax, Callcredit)
No creditors details remain on files
Currently have ex Northern Rock Mortgage (whistletree), no missed payments. More than 50% equity.
Want to re-mortgage at current mortgage at decent rate + release equity. together would = 67% LTV
Who are the best lenders to go to?
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