Hi all long time since I’ve posted . Can’t believe it nearly time for my second Annual review ! Must admit though im starting to flag a bit as I potentially have another 4 years left ! . Did anyone else feel like this ? On a lighter note I still don’t miss the monthly postman visit ! With credit card statements!
It's perfectly normal and at least you are part way through now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
We all had / have our ups and downs. It feels better if you put any extra year aside for now and leave that for an irritation for the future --- towards the end an extra year isn't quite so daunting.
So, looking at the main 5 year term, in 6 months you will be halfway through !! And then 2 or 3 years isn't so long in the grand scheme of things --- what happened three years ago ? Brexit kicked off with Mrs May at the helm. Donald Trump surprised the world and became POTUS. Leo Varadkar became Taoiseach in Ireland. Bombings in London and Manchester and the Grenfell Tower disaster. That was all not that long ago --- three years flies !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014