Unsure what to do

Get expert opinion. This is the place for new questions to be posted.
10 posts Page 1 of 1

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 12:46 pm
My husband had now been told from Monday his job has to shut down. But his bosses are telling him they can’t pay his next months wage as the government 80% wage isn’t up and running then as they just rang to apply for it so we have no money for next month. Which means my husband has no wages coming in for his next payday where he pays the rent the council tax and his car etc.. where my wage is extremely small as I work part time in care. I simply cannot afford my rent council tax and all essential bills and food shop. Do I need to inform Creditfix I’m the only one in a iva that this is happening to us.

kallis3

User avatar
Forum Expert
Posts: 75948
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Mar 27, 2020 12:51 pm
You do need to speak to CF - you might be able to take a payment break.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 12:55 pm
Thank you it’s just really hit me and panicking about it especially with my 2 year old and I’ve never not ever paid any house bills or rent. I’ll give them a call

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 1:57 pm
I finally got through and explained my money situation and the gentlemen on the phone was very understanding and said he will give me a April payment break and start to repay back in May. But keep them informed of my husbands wages remain the same or back up running again. They said they would add one month extra payment on the end of my 5 years to make up for the missing April payment which is understandable

kallis3

User avatar
Forum Expert
Posts: 75948
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Fri Mar 27, 2020 2:05 pm
That was good news!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 2:13 pm
Definitely thankful and grateful to Creditfix for there understanding and giving me a payment break till we are back on our feet, such a worrying time for everyone regarding money and more importantly our health.
Thank you for advising to call them.

Foggy

User avatar
Forum Expert
Posts: 31255
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Fri Mar 27, 2020 2:17 pm
Communication is key -- glad they could help.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 2:22 pm
100% agree with that Foggy. I was more worried than anything else that Creditfix would be the most mad at me due to this. But I couldn’t fault them and the support.
Thank you also this this forum I daily read questions and answers and really is a huge support system

abbiesmum2003

User avatar
Posts: 946
Joined: Sun Dec 02, 2012 8:50 pm
Location:

Post by abbiesmum2003 » Fri Mar 27, 2020 4:19 pm
I think given the national impact this is having on absolutely everybody , the IP companies and id hope even creditors will be understanding in the current climate.
Glad youve been given a break while things hopefully settle down.
Take care and stay safe everybody

Jessie91

Posts: 224
Joined: Fri Jul 19, 2019 12:47 pm

Post by Jessie91 » Fri Mar 27, 2020 4:22 pm
Thank you abbiesmum2003 I’d hope every iva company is understanding of people’s situations at the moment. But keeping safe is most important x
10 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”