Using my catalogue whilst in an IVA

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Post by vicki635 » Mon Mar 18, 2019 9:04 pm
I have a catalogue account open but not included within my Iva would I be able to use it while I’m in my Iva?


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Post by Foggy » Mon Mar 18, 2019 9:24 pm
No -- you cannot incur more debt. Most arrangements alow for up to £500 credit to be taken without the IPs permission -- however, this is intended to cover things like credit meters on utilities and installment covered car insurance and the like ... not catalogues.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


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Post by kallis3 » Mon Mar 18, 2019 10:13 pm
Agree - you should not use it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.

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Post by Lisa Thomas » Tue Mar 19, 2019 3:50 pm
I suspect the account will be frozen in any event due to the IVA.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: ... Z5k9ZcC2MA 01752 786800
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