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Pandy

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Post by Pandy » Wed Jul 07, 2010 6:32 pm
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Hi,
I have changed my Gas and Electricity supplier and I am due approx £120 overpayment back, do I need to declare this as income, as it is money I have already payed out although some of it was pre IVA.
[:)]
If life is what you make it, I must have been in a strange mood when I made mine
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Shining

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Post by Shining » Wed Jul 07, 2010 6:33 pm
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Good queston Pandy and one I don't know the answer to so will keep this bumped up for someone who does. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Shining

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Post by Shining » Wed Jul 07, 2010 6:33 pm
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Do you have the £500 windfall clause?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Wed Jul 07, 2010 6:37 pm
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You may be ok, but I think you should perhaps contact your IP to make sure.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Pandy

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Post by Pandy » Thu Jul 08, 2010 5:02 pm
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Just looked and it says I have to pay all of any windfall to my creditors,[:(]

is it classed as a windfall though as if I hadn't changed suppliers it just would have been used up over the next year by them reducing my DD.[?]
If life is what you make it, I must have been in a strange mood when I made mine
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luluj

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Post by luluj » Fri Jul 09, 2010 6:33 am
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I kept mine - and then used it against the increased petrol and food bills that seem to have crept up once again !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Pandy

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Post by Pandy » Fri Jul 09, 2010 7:16 am
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Thanks all for your repiles,
I think when the payment comes through I will contact BE and see what they say, knowing my luck it will have to all be paid over. [:(]
If life is what you make it, I must have been in a strange mood when I made mine
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Shining

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Post by Shining » Fri Jul 09, 2010 7:23 am
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Hopefully not Pandy, it's always nice to have a bit extra, always comes in handy as we all know things are increasing at an alarming rate x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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