Variation F&Fgot accepted!!

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Nikl

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Post by Nikl » Fri Aug 24, 2018 12:14 pm
My offer got accepted today as a full and final. I owed £27000 in total and was offered the full amount I would of paid over the 5 years to end it early. I’ve been trying to sort this since April and due to paperwork it kept being adjourned. I have three children and my biggest regret and shame is getting into debt. I know I never will again bar a mortgage one day I hope. I feel that today is the day I can start living again. Thank you so much for all your help on this site, it’s been invaluable

Foggy

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Post by Foggy » Fri Aug 24, 2018 12:35 pm
Well done Nikl -- good to see the variation wheels are, once again, turning too!

You will have to keep an eye on your credit files come the 6th anniversary of the start date of your IVA. Have a read here: https://www.iva.co.uk/what-does-an-iva- ... dit-record
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk

abbiesmum2003

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Post by abbiesmum2003 » Fri Aug 24, 2018 1:09 pm
OMG thats such awesome news for you!
I know how worried and anxious youve been about this!
So glad its been sorted and a good outcome for you amd your family!
Well done!
We have ours on Tues 28th. Keeping fingers crossed that its good news for us too.
Have a great weekend

kallis3

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Post by kallis3 » Fri Aug 24, 2018 1:30 pm
Excellent news! Well done!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Nikl

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Joined: Mon Mar 12, 2018 4:48 pm

Post by Nikl » Fri Aug 24, 2018 3:49 pm
Thank you all.

What’s the process with credit fix once the payment has gone in? Is there anything that I need to provide before the completion certificate goes through?

kallis3

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Post by kallis3 » Fri Aug 24, 2018 3:52 pm
Unless they ask, no. You may have to keep pressing for a completion letter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Foggy

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Post by Foggy » Fri Aug 24, 2018 4:02 pm
So far, CF do not seem too awkward or tardy over completion, so, hopefully, it should progress smoothly and not take too long.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
http://foggy.blogs.iva.co.uk
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