Insolvency register

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Rickne
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by Rickne » Mon Nov 13, 2017 11:50 pm
How long does it take to fall off the register once you've gotten your certificate. Note I haven't contacted anyone since receiving it. I noticed some people on here saying I shouldnt have to do thing. Do I NEED to contact all the credit agencys? Not that should effect the register.
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Foggy
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by Foggy » Tue Nov 14, 2017 8:02 am
You shouldn't have to do anything -- but it is wise to keep an eye on things to make sure they do happen when they are supposed to and jump in if they don't.
You should come off the register three months after the IS get the certificate ( you can check they have had it by seeing that the IVA has been marked completed on the Register.) The CRA's will then be told by the IS and it should then be shown as completed on credit files. It will drop off of the CRA files at the 6th anniversary.
You do need to check that all the default dates on the CRA files are on or about the start date of the IVA as the defaults will drop off on their own 6th anniversaries.
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Lisa Thomas
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by Lisa Thomas » Tue Nov 14, 2017 10:04 am
It drops off the register within 3 months of receiving your CC.

You might find this quick video I made about cleaning up your credit record useful:

https://youtu.be/PV4RzUY4BRM
Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
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Rickne
Posts: 223
by Rickne » Wed Nov 15, 2017 3:37 pm
Many thanks guys. Appreciate all your dedication on this forum.
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