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Mortgage advice please

Posted: Mon Sep 09, 2019 10:21 am
by anthony795
Hi
I would appreciate if you could give me some advice.
I settled my Iva July this year.
It is due to drop off my file in July 2021.
I’m employed with a salary of £42,000.
I am hoping if I would be able to get a mortgage for approx £160,000-180,000 at that time.
Would this be possible with special lenders? Or maybe be able to buy a shared ownership?.
I’m a council tenant and have been for 16 yrs.
Any advice would be well appreciated!
Thanks

Re: <t>Mortgage advice please</t>

Posted: Mon Sep 09, 2019 11:03 am
by Foggy
I would suggest a chat with a mortgage broker with experience in adverse credit. We have two who post regularly on here; Ryan and Shaun. Their contact details can be gleaned from their profiles here:

Ryan: memberlist.php?mode=viewprofile&u=18488
Shaun: memberlist.php?mode=viewprofile&u=22837

As a council tenant of long standing, have you looked at the Right to Buy Scheme ?

Re: <t>Mortgage advice please</t>

Posted: Tue Sep 10, 2019 11:24 pm
by Ryan
Hi Anthony,
I did reply to your email, did you get this?
I am sure i can help if needed

Re: <t>Mortgage advice please</t>

Posted: Wed Sep 11, 2019 9:40 am
by anthony795
Hi Ryan
Thanks for your reply!!!
Yes I did and as soon as this drops off my credit file I’ll definitely be in touch.
Thank you ever so much.
A colombo