Things are looking good, my boyfriend bought us a new house in the country, we now have a beautiful black & white Cocker Spaniel called Mackie and a Yellow lab called Gus.
I have come across a problem in the last week or so, my mother has disowned me and my brother, i dont know why really, she is an alcoholic and has mental issues, neither of which she will get help for. She demanded yesterday that i pay back money that she gave me as birthday presents etc between 2000 and 2005 supposedly totalling £5000. Its very far fetched to say the least, especially as £2000 was money repaid to me that she stole from me when i was 16, money my grandad had left me when he died.She has threatened legal action if i dont pay but i fail to see how, as there is no loan agreement or proof any money was given to me. Regardless of this, my Trust Deed (Scottish IVA)which i had to take out in September 2008 will protect me from any legal action trying to claim money from me wont it?
Unfortunately I do not know what the situation is in Scotland but you would have protection in an IVA. Regardless, presents are effectively that and cannot be requested back years later. As you say there is no loan agreement or any evidence of monies being borrowed so I would say she has little or no chance of winning any court case.
My guess is she sees that things are looking good for you and she is hoping to squeeze some money out of you to fund her addiction but I would doubt if she would get far in court. If she has genuine mental health issues I must admit to having sympathy particularly as she will have a grandson or granddaughter by the summer and she is risking losing any contact with that child.
I hope someone with some knowledge will be along soon.
I'm sorry things aren't working out well with your mother, it's at times like this you could do with her support.
She hasn't got a leg to stand on with regard to any money she has either gifted or loaned to you.
I do remember Major, and the problems you had at the time of doing your Trust Deed.
I'm so glad (for both you and him!) that he has been declared useless, although we all know he is far from that.
I'm so glad he is doing ok and is happy enough. I hope you have many more years with him.
My Trust Deed is going well, im 12 down 24 to go! I managed to speak to my practitioner who advised me that even if i had a ligit signed loan from my mother, it would still have to be passed through my Trust Deed so its looking better every minute!
Thank you all for your support, i'll keep you posted on the baby front!
I'm sorry you're having problems with your mum, but I'm glad that your IP has been able to put your mind at rest.
Good luck, and please keep posting to let us know how things are going for you all xxx
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