Credit File showing CCJ when on IVA??

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fingers
Posts: 58
by fingers » Wed Jan 20, 2010 3:50 pm
Hi,

Just got a free credit report from equifax to see what shows when i'm on an IVA.

I setup the IVA on 15/06/2007. During which a few months before Nationwide were trying to obtain a CCJ, I told my IP about this and said not to worry. I'll be honest I cant remember if she told me to ignore it or it will be dealt with.

Anyway after checking I can see that there's a CCJ dated 30/4/2007. Should this still be on there as i'm on an IVA? (6 year iva so got 3.5 years left).

Thanks.

 

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Michael Peoples
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by Michael Peoples » Wed Jan 20, 2010 4:23 pm
The CCJ was registered pre IVA so will stay there for 6 years which is the same as the IVA anyway. I would not worry as it will fall off just before the IVA and it cannot be enforced anyway.

 

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fingers
Posts: 58
by fingers » Thu Jan 21, 2010 3:08 pm
Thanks
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