with bank charges ppi etc

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ian.lt
Posts: 1
by ian.lt » Wed Jan 20, 2010 6:02 pm
with bank charges ppi etc with over 10k and being in a iva, if my situation was not helped by said charges what can be done?

 

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Andrew Graveson
Posts: 933
by Andrew Graveson » Wed Jan 20, 2010 6:32 pm
Hello ian.lt,

Are you concerned about bank charges & PPI payments prior to the start of the IVA, or is your point to do with charges since the IVA began?

 

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PoorbutHappy
Posts: 96
by PoorbutHappy » Thu Jan 21, 2010 7:42 am
When I started my IVA part of the process was looking at how I got where I was.

I worked out that my bank hadnt actually being very helpful, with loans we couldnt afford and "compulsory" PPI etc. The synical might say nasty things about them. Any way both me and my wife complained and, due to lack of interest on their part, went down the Financial Ombudsman route.

For the cost of a few letters I got £5,000 back. Naturally I didnt get to see any of the money, it just got knocked off my balance.

But in the end it made it easier for me to offer a better F&F (as I owed less overall).

So if you got a case...worth complaining
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