I have to commend everyone for being so supportive to one another and it gave me the confidence I needed to contact Melanie Giles' company for some advice on an IVA. I must say that her team that I have spoken to have been brilliant and I feel like a massive weight is starting to lift off my shoulders and I am sleeping through the night again.
I know that once i start my IVA, it will not be an easy journey but I feel like at last I can start to look forwards and move on with my life.
So sorry to hear that your marriage has broken down, and that you have had a bad time.
However, you've found us now and we are a friendly lot and will help you with support and advice. You've also chosen an excellent IP in Mel.
Good luck with your application and I hope 2010 will be a much better year for you.
You've made an excellent choice of IP and I'm sure things will go fine for you. Do let us know how it goes for you as you know it helps others who read the forum.
So welcome and hope you stay around x
You can put 2009 behind you and you have made a great start on your journey by choosing a great IP company.
As you say it may not always be easy but it will be better than having debt hanging over you. There'll be plenty of support on here and not only for debt issues...we're a friendly lot [:)]
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