My tips for IVA

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MrsKnight
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by MrsKnight » Thu Mar 25, 2010 4:52 pm
i was one of those desperate people whom agreed to an IVA at the suggestion of horrendous I&E that was not affordable in the 1st place.

Luckily Hubby had 2 pay increases n we managed to increase our Expenditure & keep the IVA payments the same. When we contacted our IVA company I think they could see from common sense our I&E was very unaffordable - its still not brilliant now, but we are getting there.

Make sure its realistic & make sure you get a IP you can speak too - Ive never spoken to mine yet. Though my recent case manager was excellent & I have more faith in him than our original one.

 

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Shining
Posts: 27023
by Shining » Thu Mar 25, 2010 7:39 pm
Hi I'm personally with Melanie Giles and her team but there are lots of good IP's and I would strongly suggest you contact at least 2 or 3 IP's prior to making a decision and taking advice specific to your situation. Try www.iva.com for a list of companies and don't forget we're all here to offer advice and support as needed. All the best.
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