Luckily Hubby had 2 pay increases n we managed to increase our Expenditure & keep the IVA payments the same. When we contacted our IVA company I think they could see from common sense our I&E was very unaffordable - its still not brilliant now, but we are getting there.
Make sure its realistic & make sure you get a IP you can speak too - Ive never spoken to mine yet. Though my recent case manager was excellent & I have more faith in him than our original one.
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