(So appreciative of all of your help, by the way!)
The good news, I believe, is that they have not called for a 2nd Resolution (ie Bankruptcy) but rather have said the IVA must remain as originally proposed.
The girl from Grant Thornton who called yesterday said that the IP (or his team) would be in touch to see how we go forward but confirmed I was still protected by the IVA and we just needed to discuss catching up the arrears I have accrued and how I pay going forward.
Does it sound like that it's between me and the IP to ensure that we fulfil the full IVA over the next 4/5 years? Or are there/could there be any further issues around my arrears?
Has anyone else had a similar scenario with a variation and/or arrears?
If by sharing my IVA experiences I can help anyone, I'd be glad to let people know how my IVA has gone...I think it has been (and still is!!!) a very unusual/complicated one where, I'm sure, GT have earned their fee(s)!!
As we think it will be a temporary thing, we are looking at a DMP for her until we're back to a decent level.
We've approached PayPlan and woule be grateful if anyone has any feedback on them - good or bad. Has anyone had dealings with them?
Any advice/help/info would be gratefully received!!
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