In an attempt to help everyone in the community who come to us for assistance,which sometimes involves giving them loans,we have fallen foul of individuals who have IVA's and who are sometimes in the process of obtaining IVA's and sometimes becoming bancrupt. Albeit we do use a credit reference agency, on occasion we have found that IVA's are sometimes not recorded. Is there a Court site that I can access to see if an individual has become subject of an IVA?
The website below allows you to search for bankrupts and those in IVAs. Hopefully it is not a major problem but bear in mind that any credit obtained while in an IVA requires permission from the insolvency practitioner. If you find anyone trying to obtain credit you should notify their IP who will likely terminate the arrangement or issue bankruptcy proceedings.
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