It's my fourth annual review and again i have the long wait for the outcome. I was lucky enough to keep some of my substantial pay rise at my last review.
Last year i asked for my expenditure to be increased but was told this was not allowed due to expenditure being a fixed amount but by keeping some of the pay rise this would cover it.I am worried that i will not be able to keep the extra again at this review so i will face a very tight year as prices have gone up since i started the IVA 4 years ago and they only seem to work on my original I&E.
My mortgage has also gone down a lot due to the interest rate decreases so i do expect to pay more each month.
Does everyone feel like this at review time?
My first review is coming up to. My expenditure is swings and roundabouts, also I don't know about anybody else but I was not thinking clearly when I set up my Iva and some of my figures are a bit low. I can manage to keep my payments the same but not really put them up as my wages have not increased much.
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