I dont think people realise how money problems can affect your life.
If it wasnt for the fact that my wife is a lot stronger than me in this respect,god only knows where we would be now.
I was very depressed and mixed this with alcohol one christmas and the results were awfull.
I have just completed my third year and things are ok now.Im used to the budgeting and can see the end.We were 70K in debt and could/should be debt free in two years.
Keep the chin up my friend and goodluck
Always lots of guys on this site to talk to.
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