We are considering applying for an IVA due to a number of 0% credit cards that have now expired and have gone to their rate of between 25-30% and also other debt that has risen.
I have recently been approached by 'MoneyExtra' who are calling back on Friday to go through some details. Has anyone used them?
I would be interested in any recommendations as I do not want to have my fingers burnt
I cannot speak for MoneyExtra as I personally have not heard of them. I would suggest you ring more than one IP firm as you will get free no obligation advice. Make sure you are comfortable with who you speak to and your questions and queries are addressed professionally. Do not pay anything to anyone unless you are completely comfortable with them and happy to proceed with their service. If the people you speak to cannot answer your questions they may be salespeople and be aware of dubious tactics and practices.
Finally, I would say that you are doing the right thing in speaking to an IP firm before everything gets worse and hopefully you can find the right outcome. Good luck.
if you look on www.iva.com you can see several different companies and the feedback they have had. I am with cleardebt and have been extremely happy, as have others. Melanie Giles, who posts on here alot, comes very highly recommended too. I would certainly start with those if I were you. You need to go with someone you feel very comfortable with - five years is a long time! Good Luck!!
I tried to PM you but the service is not working. I tried to link to your site but the URL is not working. Was'nt sure if you knew or not. This was the message.
"Too many redirects occurred trying to open “http://www.mccambridgeduffy.com/”. This might occur if you open a page that is redirected to open another page which then is redirected to open the original page."
Some very well written debt articles there. My favourite quotes:
"Today you can find out a lot of IVA organization offering very lucrative offers, but you should check them well before opting them"
"The whole concept of debt advice in Tunbridge Wells may be an anathema to many people"
"It is always best to stick with a UK company for help (or at least one with offices in the UK). If you choose a debt management company abroad, then they may not be able to help you as much as one that is based in the UK"
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