Stepchange is so far looking after me very well I hope there is a light at the end of the tunnel.
I wish you all a very happy Easter and hope to give you my goods news just after .. please save some of your prayers for me..
moira717 wrote:I sent my proposal last week, they received on Monday. How long was it after they received your proposal that they let you know date of creditors meeting? Every day feels like a week right now! Fingers crossed for you! I too am with step change
I send it on Thursday last week next day delivery. I have got the meeting day today. So its a week. I think 28 days starts the day we sign the proposal because i signed on the 6th and my meeting is on the 3rd of April. Good luck with yours i hope you hear soon.. i know how hard waiting.
Normally the first payment should be made withing one month of the creditors meeting -- but your firm might have their own ideas ( the sooner you start the sooner you finish). You need not make any reduced payments to creditors once the IVA has been accepted. Again your firm is unusual in advising making reduced payments at all -- the majority of us made no payments at all once we had decided on an IVA -- which gave us a slush fund of a few hundred pounds for emergencies.
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