Completion certificate received 8 months ago and now received a creditor statement

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sillybilly
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by sillybilly » Thu Mar 23, 2017 9:40 pm
Just wondered if anyone else has had this situation. We finished after 6 years our IVA last April 2016. Completion certificate received 8 months ago.
Came home today to a statement from an old loan which was included in the IVA. Not sure if we should just ignore it but it states that the interest charged 22/3/16 to 20/3/17 is at a rate of 7.96%.
I cannot see any interest added though but two payments made since our last statement.

My thinking is to ignore it as isn't on our credit file.


Any others opinions or advice will be most appreciated.
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kallis3
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by kallis3 » Thu Mar 23, 2017 10:07 pm
I'd ignore it - they can't do anything now so file it under 'R' for rubbish!!
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Foggy
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by Foggy » Fri Mar 24, 2017 9:17 am
They are, under credit regulations, required to produce annual statements. though most don't, or they produce them and automatically filter them out of the system. I imagine, as the end of the IVA fell within this billing year this is the last one to be automatically spat out. I would ignore it but file it with the rest of your IVA paperwork. In these days of mass automation things often slip through.
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