Personally I would let them look into it as it will mean your IVA will finish on time.
I doubt they would make you bankrupt as it would cost them a lot more than £727 to do it.
Which company are you with? Payplan are well known for threatening bankruptcy.
As for knowing you were not mis-sold PPI -- I was adamant I wasn't, but thought "let them go ahead if they want to waste their time" ..... they found over £8,000 hidden in a rolled over debt from years ago !!
Don't shoot yourself in the foot now !
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