What happens if my husband fails to co-operate ?

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andrea457
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by andrea457 » Wed Apr 05, 2017 8:32 am
I am still making the payments an due to fill in I&E.
I'm going to call them.
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andrea457
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by andrea457 » Wed Apr 05, 2017 10:36 am
I have been paying my monthly amount, need to fill in I&E. Hoping to make a full an final settlement.

Thanks for all the advice.
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kallis3
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by kallis3 » Wed Apr 05, 2017 10:43 am
Let us know how you get on.
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Laura Harrop
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by Laura Harrop » Wed Apr 05, 2017 12:28 pm
Can I please ask which company your IVA is with?

Thanks.
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andrea457
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by andrea457 » Thu Apr 06, 2017 9:41 am
I'm with debt free direct.
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kallis3
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by kallis3 » Thu Apr 06, 2017 9:59 am
Please drop Laura an email and I am sure she will be able to help.
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andrea457
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by andrea457 » Mon Apr 10, 2017 9:02 am
Do I still need to fill in an income an expenditure form, as I want to offer a full an final settlement. I have 10 payments left. Which I am paying at 226.00 per month. My family are lending me the money.
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Foggy
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by Foggy » Mon Apr 10, 2017 9:34 am
Have you contacted Laura ? She will be able to tell you what they rerquire. I am afraid different IP's handle procedure in different ways, but, if aannual review is due it should be done.
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andrea457
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by andrea457 » Mon Apr 17, 2017 5:02 pm
Hi foggy,

When I did the income an expenditure over the telephone I missed some items off. That's why there's surplus cash, I've rang IVA twice asking them to send out the form as I missed items off.
They still haven't sent the amended form so I've emailed them.
Am I allowed to add the missing items.
Thanks for all your help.
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Foggy
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by Foggy » Mon Apr 17, 2017 5:31 pm
andrea457 wrote:
Hi foggy,

When I did the income an expenditure over the telephone I missed some items off. That's why there's surplus cash, I've rang IVA twice asking them to send out the form as I missed items off.
They still haven't sent the amended form so I've emailed them.
Am I allowed to add the missing items.
Thanks for all your help.


Yes, you can add missing items, but the IP will have the discretion to accept, amend or refuse changes -- it would then be down to you to argue your corner. Any substantial changes would need a variation meeting.
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andrea457
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by andrea457 » Mon Apr 17, 2017 6:32 pm
Thanks Foggy,

I do have a valid reason for missing items off the bottom an I've stated it in my email to IVA. I can also send them a copy of my sons hospital discharge letter showing why he was in hospital, it's been a very stressful time of late.
Hopefully someone will respond to my email this week as review due early May.
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kallis3
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by kallis3 » Tue Apr 18, 2017 9:35 am
Email Laura directly again - I am sure she will pick up on this.
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andrea457
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by andrea457 » Sat May 13, 2017 12:51 pm
Thanks for all the advice Kallis an Foggy, spoken to someone called Julie who was very helpful. My payments remain the same, when I get to 6 months left I can pay off the remaining in full. Such a relief :D
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Foggy
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by Foggy » Sat May 13, 2017 12:59 pm
Good news :-)
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Michael Peoples
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by Michael Peoples » Mon May 15, 2017 12:34 pm
Nice result and good service from DFD.
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