Have you ever been declared bankrupt or made an
arrangement with creditors?
Have you ever entered into any arrangements with your
creditors or are you party to a voluntary arrangement?
many thanks Scott
You'd obviously have to answer the question truthfully as there would be possible consequences if the Lender subsequently found out that you had been in an IVA.
There are Lenders out there who are sympathetic to Clients in your situation and we would be happy to assist if you were to make contact with us.
It would be down to your conscience as to whether you wish to say "No" .... this would, of course, if found out, be a fraudulent application and they could repossess the house if the mortgage goes through.
I would suggest a word with Ryan or Shaun, who are two whole of market brokers who specialise in adverse credit applications. Their details can be found under the "Quick Links" tab above ( top left) and then under "The Team" on the drop down --- they are in yellow.
There are other lenders out there who will quite possibly ask the same question but in a different way.
Expert advice is needed from Ryan or Shaun
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