my wife seems to recall that part of the Iva said there was a no ppi claim exclusion ?? Although i dont think there was ?
Any comments would be appreciated
There is also the risk that, if you engage a claims company, the creditors could retain the refund to offset (not allowed to, but some do try and there is, as yet, no court precedent -- arguements are ongoing) or, more likely, they will send it direct to the IP. The upshot of either action is that you will not see the money, yet YOU will be liable to the claims company for their fee ( around 30% of any refund .. whether you get it or not). Safest option in this regard is to do it yourself.
Now, although the refunds belong to the IVA, it may well be simply uneconomical for the IP to draw files from archives to distribute the money to creditors and the IP will refund the money to you. A few firms are simply not interested in even thinking about it.
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