I have my completion certificate it's been about 6 weeks since it ended and now I'm done
BUT my husbands IVA finished a month before mine and we have been in touch with aperture who said they are still waiting on replys from his creditors. They had 28 days already and been given another 28 how many times can they offer this? We have a disabled daughter and are desperate to get the house on the market so we can move somewhere more accessible! My husband said just to put it on the market but I don't want the creditors to be able to claim anymore money as I'm sure we preety much paid back what we owed plus the IVA fees
Any help is greatly appreciated
If you require mortgage advice as the iva will still remain on file for a while to come you could to Ryan from Zebra who is one of the forum experts
Or Shaun who is a another
Both have helped many move forwards after their iva's.
Aperture should not be giving endless 28 day periods of grace and shoud serve a final notice giving the 28 days or forfeit the claim.
I wasn't sure about getting a new mortgage we were just thinking about going in to rented and using the money made to buy some property with cash do them up and sell them on. We are both self employed electricians and our mortgage we have now was self cert which I know no longer exist. How likely is it we could get a mortgage again?
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