Does an IVA count against/show up on your address?

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robert756
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by robert756 » Fri May 05, 2017 7:33 pm
Does an IVA count against/show up on your address?
My wife (we have separate finances) asked for a top-up on HER personal loan and was refused because of the address.
I am the person with the IVA.
Could it be a previous tenant.s behaviour?
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Foggy
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by Foggy » Fri May 05, 2017 8:03 pm
There was a time that old debts / defaults were linked to addresses, but that is no longer the case.

I would ask them to explain further --- is she on the electoral roll at that address ? They will only link your IVA to her if you have any shared accounts. Addresses should not come into it.
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Stephendc39
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by Stephendc39 » Tue May 09, 2017 12:08 pm
I had a similar situation and the most common reason is the fact that you have some financial agreement that is joint ?
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robert756
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by robert756 » Fri May 12, 2017 4:02 pm
Nothing springs to mind regards financial arrangements....
I pay the rent by standing order and she transfers her half to my account.
The only thing in joint names is:
Council tax
Gas & elec
Water rates.


Confused still..
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