Hanover - delayed completion certificate

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Beryl.01
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by Beryl.01 » Mon May 08, 2017 1:26 pm
My IVA was taken out with Hanover. I paid the IVA off early last September, (I paid off in the first year luckily through a relative), but was told that it would take several months to receive a completion certificate. Nothing has arrived and now I'm worried that I may not get it because I paid early. I read that you can complain to your IVA practitioner, but what difference will that make as Hanover are my practitioners.
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Michael Peoples
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by Michael Peoples » Mon May 08, 2017 2:03 pm
If you do not get satisfaction from your IP then you can complain to the Gateway and the regulators. All firms have a complaints procedure which you should follow so perhaps a complaint in writing might move things along.
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kallis3
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by kallis3 » Mon May 08, 2017 2:06 pm
Give them a call as it is nothing to do with early completion. May well be to do with PPI?
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Lisa Thomas
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by Lisa Thomas » Mon May 08, 2017 2:57 pm
Most firms have 6 months closure allowance built in to terms but sounds like your IP has passed this unless they are still dealing with some assets.

Send them a written complaint by registered post and as Michael suggests you can then lodge a complaint with the Gateway here if necessary:

https://www.gov.uk/complain-about-insol ... actitioner
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Foggy
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by Foggy » Mon May 08, 2017 4:01 pm
To extend the 6 months admin period they have to serve you Notice --- so are well outside their remit now.
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