At £80 a month and with 53 payments left you would be looking to offer around £4000 now. In a years time around £3000 - based on a 5 yr iva with no equity clause.
Most F&Fs come from third party funds.
If your income is increasing or expenses reduced due to changes in circumstances your contributions should be adjusted to reflect this when your I&E is reviewed so you might find you do not have the means to make savings as the funds will be paid over into the IVA (normally get to keep the first 10% of increases and have to pay over 50% of any surplus after that - check your terms).
You might have the 10/50/50 terms in your IVA which would mean you only have to pay extra
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