Credit check for bank account?

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Francesca
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by Francesca » Fri Jun 09, 2017 6:35 pm
Hi. Got the appointment booked to join my husband account with TSB. Are they gona do credit check on me? I am on IVA. Using the account for my wage already but want my name on it. Thank you very much for the answer
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Foggy
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by Foggy » Fri Jun 09, 2017 7:18 pm
Hi. There is a very good chance that they will do a credit check. It will be up to the branch what they do with the result, but be prepared for a refusal.
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ridingthestorm
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by ridingthestorm » Fri Jun 09, 2017 8:23 pm
Hi

I was credit checked just to open up a savings account with the co-op bank. I bank with them and I'm fortunate to have a high paid job..... But it was still a NO !

Good luck tho anyways
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kallis3
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by kallis3 » Sat Jun 10, 2017 7:49 am
Co-op don't like people who are in an IVA having a savings account. You can, however, open up another basic account with them to put any savings in.
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Foggy
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by Foggy » Sat Jun 10, 2017 9:51 am
ridingthestorm wrote:
Hi

I was credit checked just to open up a savings account with the co-op bank. I bank with them and I'm fortunate to have a high paid job..... But it was still a NO !

Good luck tho anyways


As Kallis says, for some reason Co-Op object to IVA'ers saving ! I had two cashminder accounts with them instead.
Francesca
Posts: 44
Joined: Thu Dec 15, 2016 6:31 pm
by Francesca » Sat Jun 10, 2017 4:13 pm
Thank u all for help x
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