Direct debit cancelled at their end and at our end. As long as the double payment is paid before the next payment was due we are finished.
The longest six and a half years of my life!
Honestly, it has been tough. Much, much tougher than I had anticipated. However, the security of being in a legally binding agreement has been such a relief.
What we are used to paying for the IVA we are going to spend on a new car. Ours is dropping to pieces.
We also have a secured loan ending at the same time. Monthly payments on that were almost as much as our mortgage!
My final payment goes out tomorrow.
I know there were gripes about CF when lots of us were moved over, but I have to say that my experience with them has been good. Sure they are a bit slow at times replying but I've had direct contact with one of the guys there and he has been great. I emailed last week to confirm I could stop my SO after the last payment and he confirmed I could and told me the CC would come by email & post next week, and gave the the name of the colleague sending it.
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