It's Friday, it's sunny and I've just made my final payment

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Seanj67
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by Seanj67 » Fri Jun 16, 2017 9:29 am
and it feels good! I won't see any benefit until next moth, but that's ok, it's one payment I can scrub off my spreadsheet!

the 6 years has gone well overall. Yes, there were times I wondered if i'd made the right decision, but the alternative was worse. I was lucky that my employers allowed me to work from home a lot so I saved on travel costs which helped. I told the IP and it didn't affect my payments so that's good. The journey has taught me a lot, things I should have learned before I got to the IVA stage, but it is what it is, and now I'm perhaps in a position to offer my advice/experience to someone else, having lived it myself.

S
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Foggy
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by Foggy » Fri Jun 16, 2017 9:32 am
Well done and congratulations ! Hopefully the CC shouldn't be too long.

Onward and Upward.
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kallis3
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by kallis3 » Fri Jun 16, 2017 9:36 am
Brilliant news - well done!!
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Ryan
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by Ryan » Fri Jun 16, 2017 9:37 am
3 reasons to celebrate. Great news, congratulations Sean.
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Lisa Thomas
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by Lisa Thomas » Fri Jun 16, 2017 11:08 am
Well done on having the finish line in sight!
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Seanj67
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by Seanj67 » Fri Jun 16, 2017 1:45 pm
Thanks all!

I've just had confirmation the they will be "distributing dividends" next week. I assume this just means them handing over the money I've paid in? They've said my CC will be in the post & email next week too.

S
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kallis3
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by kallis3 » Fri Jun 16, 2017 2:00 pm
Good news - let us know when it arrives.
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Oopssidaisies
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by Oopssidaisies » Fri Jun 16, 2017 5:07 pm
That's fantastic! Well done you! My last payment is at the end of the month and I can't wait!
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luluj
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by luluj » Sat Jun 17, 2017 2:41 am
Brilliant and hopefully a speedy closure too. Enjoy your new debt free life.
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Lisa Thomas
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by Lisa Thomas » Mon Jun 19, 2017 8:41 am
Yes that means they are paying the creditors some money - sounds like you will get your CC very quickly.
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Seanj67
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by Seanj67 » Tue Jun 20, 2017 11:51 am
Well, I've just had an email from CF confirming that my case is now closed and my CC will be with me in a couple of days :)

S
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harrysmummy78
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by harrysmummy78 » Tue Jun 20, 2017 12:10 pm
Great News, Well done all the best for the future :)
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Foggy
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by Foggy » Tue Jun 20, 2017 4:11 pm
Seanj67 wrote:
Well, I've just had an email from CF confirming that my case is now closed and my CC will be with me in a couple of days :)

S



:) :)
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Seanj67
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by Seanj67 » Wed Jun 21, 2017 7:35 am
Morning all.

Just to update you, I had an email at 05:30 this morning from Creditfix and attached was my final report ( with advice to send to Experian & Equifax ) and my completion certificate attached - there's a hard copy in the mail. I probably won't frame the certificate and hang it in the hall....

So that's it. it seems I'm done. It feels a bit odd really.

S
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kallis3
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by kallis3 » Wed Jun 21, 2017 7:44 am
Great news - hopefully it will drop off the Insolvency Register soon ass well!
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