One question. CF said to let Equfax & Experian know. It seems that uploading the CC it a pain as you have to sign up to each in order to get any help, which becomes chargable after 30 days if you forget to cancel. . I've managed to sort Equifax, but Experian is painful - will the records update as a matter of course? If not I'll mail them the CC but would rather not!
Have a read here and also look at the latest entries in my blog ( link in my signature below):-
https://www.iva.co.uk/what-does-an-iva- ... dit-record
Seanj67 wrote:Thanks guys,
I've read the Blog & the info in the link I'll give it a while then check the files, I have no desire for credit anyway as I never have issues with insurance/phones etc.so I don't really need it, but I may at some point get a Vanquis card for petrol etc.
I neither want, nor need, credit. But I got a cc to a) give me a credit history (just in case). b) To use for "big" purchases / holiday payments, etc. where I want the extra protection of the consumer credit act (but haven't had the guts to use it for something that big!) and c) Because I could
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