I was in an IVA I was just wondering what can be done if a creditor adds fees and charges? The IVA commenced in march 2008 and terminated in 2014. I've noted that in April, may, June, July, august, September and October of 2008 a creditor added interest and fees. The interest was only a total of 8p and the fees were £30 but I didn't think they were allowed to do this. The IVA company paid them a sum in 2010 of just over 1200. I'm a bit concerned about this so was just interested if there was anything I could do? Thank you.
Unfortunately my IVA failed in 2012. Not good I know. I received a statement last week as I still have some to pay. I was just concened as I know it's not a lot that they added but they did this shortly after I entered the IVA and they would have been aware that I was in one at that point and this is something that I thought they were not allowed to do whilst I was in the IVA as I thought it was legally binding where they couldn't add interest and charges during that time as I was paying the IVA company and they were taking £36 a month to give to that creditor
Thank you. I'm not worried about the £30.08 it's silly money but o have a huge complaint going through about the creditor at the moment and just wanted to clarify whether they should have done this at the time in question as my IVA eventually failed because of change of jobs an less earnings and basically my fault, which is something that is stated in the terms of an IVA but when a creditor doesn't adhere to the terms nothing was done and this was a few years before I messed up
Thank you for your response though I do appreciate it
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