I have now completed my IVA and I'm trying to check my credit file is all correct as we're hoping to apply for a mortgage once the IVA drops off my record. Should the default date be the date that my IVA was originally set up and should the default satisfaction date be the date on my IVA completion certificate? I noticed some of the dates are different on different files.
Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record
Also have a look at the latest entries in my blog concerning credit files --- link in my signature below.
It's also best to check all 3 credit reports individually - Experian, Equifax and Callcredit/Noddle - to make sure that they are all clear and correct as different Lenders search different credit reports.
As has been said though the default dates should be the IVA start date so that at the 6 year point they all drop off the reports.
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