If i enter iva will it affect credit of my future wife?

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daniel587
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by daniel587 » Wed Jun 28, 2017 7:23 pm
If I enter into a iva the debt is solely in my name I am not financially link to my fiancee but would like to get married. If we do marry will her credit be affected by my iva
Thanks.
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Foggy
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by Foggy » Wed Jun 28, 2017 7:35 pm
As long as you keep your finances completely separate, your IVA should not affect her credit record. This includes all bills, utilities, etc. as well as loans and bank and savings accounts.
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Michael Peoples
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by Michael Peoples » Thu Jun 29, 2017 7:54 am
Make sure and use a firm that will not try and take your fiancée's money from you. It is hers to spend as she sees fit but some companies try and grab it to give to your creditors.
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Shaun Vickery
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by Shaun Vickery » Thu Jun 29, 2017 1:43 pm
You don't say what your current living arrangements are but just bear in mind that if you are already living together then a financial association may have already been made.
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