Have a read here:
https://www.iva.co.uk/what-does-an-iva- ... dit-record
Also have a look at my latest blog entries (link in my signature below). Mine went smoothly, right on the eve of the 6th anniversary dates and Call Credit actually did it a little early !
Some of our Clients have found that by contacting the Creditors via Social Media they get a quicker response - apparently it's the best way to complain these days as Companies hate other people seeing how inept they are!
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