I made countless reasonable offers but his lawyer told me that either I pay the full amount or I will be made bankrupt. I have reason to believe that this is done to harm me because I broke up with the former boyfriend, and not to recover this debt.
I felt forced into an IVA to stop these malicious proceedings, but he still continues to torture me. He's challenging the IVA saying that "it's all a sham", despite the fact that every piece of documentation is legitimate and bona-fide. It didn't follow his interests, because he wants to destroy my life and an IVA doesn't do that.
My IVA practioner does nothing to protect me. He just waits on the sidelines while I try to fight.
What shall I do? I want this harassment and malicious proceedings to stop, but right now, I'm on my own.
If you can get the IVA in place then you will not have to pay him any more. Any further harassment could be reported to the police.
Are the threats for repayment?
He can't take any recovery steps due to the IVA.
If the threats are more than that then report him to the police.
How is he contacting you?
Best of luck
The harassing creditor's lawyer even admitted that it is a personal matter. I can't believe that a woman can be victimised for so long and they can get away with it. Please - there has to be a law which can get me out of this situation.
It sounds as if he has no grounds to do this so I suspect it will therefore not get anywhere.
All correspondence should be between him and your Supervisor.
Put that in writing to him/his solicitor and warn him that any further contact will be considered harassment and lodged accordingly with the police.
How is he able to contact you? Is he writing to you at home, calling you or physically turning up?
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