Received a letter from creditor asking to pay 7k after IVA completed

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brahim
Posts: 4
by brahim » Sat Jul 01, 2017 12:59 pm
Hi
My Iva was completed may 2016
I have just received a letter from creditor asking the pay 7k
This creditor has transfers my account to calbot finances although this account was included on my Iva
Can you please help
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kallis3
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by kallis3 » Sat Jul 01, 2017 1:01 pm
Hi,

Contact them and explain - also send a copy of your completion letter and tell them not to contact you again.
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brahim
Posts: 4
by brahim » Sat Jul 01, 2017 1:24 pm
Just to say my Iva finished mai 2016 did not received completion certificate when I call them they will send it still waiting what about this creditor wanting 7k although this creditor was included on my iva I'm really worried
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kallis3
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by kallis3 » Sat Jul 01, 2017 1:34 pm
You should have received completion before now!

Keep pestering them and make a complaint, initially through internal complaints. In the meantime you could send a copy of your initial report to show the original creditor was included.

Don't worry - they can't do anything to you.

Which company were you with and are you still on the Insolvency Register?
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Foggy
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by Foggy » Sat Jul 01, 2017 2:09 pm
The debt has probably been sold on as part of a job lot -- Cabot won't even realise it was written off in an IVA until you tell them. Chase up a copy of the IVA completion certificate -- in the meantime you can ask your IP to contact Cabot and inform them of the facts.
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brahim
Posts: 4
by brahim » Sat Jul 01, 2017 4:56 pm
Thanks
My Iva was moneyplus Manchester and said who do I have the report that shows that creditor was included in the Iva
This creditor can they still pursuing me
Thanks so much
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Foggy
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by Foggy » Sat Jul 01, 2017 5:27 pm
brahim wrote:
Thanks
My Iva was moneyplus Manchester and said who do I have the report that shows that creditor was included in the Iva
This creditor can they still pursuing me
Thanks so much



You need a copy of the original proposal and Chairman's Report of the initial meeting to show the debt was included.
A copy of the funal report, which shows payments to the debt. And
A copy of the completion certificate, showing the IVA was completed.

Other than this your IP might be willing to contact cabot directly to confirm the situation. They cannot pursue you for the money.
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