Me and my wife separated about 5 years ago and jointly own a house with a joint mortgage. She still lives in the house with our daughters. I did my IVA 2 years ago, so 3 years after we split up The mortgage company (Woolwich) wrote to her and told her that I was in an IVA.
I hope you can work something out.
I would encourage you to have an 'open' conversation with your partner who may just surprise you and understand and offer support.
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