Whys and wherefors apart, the choices now appear to be to take the break and pay the landlord (get agreement in writing from your IP) or risk the IVA failing. But first, discuss the possibility of the debt to the landlord being included in your IVA now --- this might be possible if the debt to be added is less than 10% of your overall debt.
Hopefully, on Monday, an Industry Expert will be along to advise.
Check your paperwork to make sure they were included as a creditor.
Even if it wasn't specifically mentioned the landlord is bound by the IVA, alongside every other creditor.
If you disclosed this to your IP at they time they should have included in the IVA proposal, albeit it it is up to you to check they are correct before signing.
However the landlord could potentially challenge the validity of the IVA if they were not included as a creditor.
My son was in arrears with his rent and we had to make payment by credit card which went into IVA my son was never able to pay the £700 a month due to losing his job after this , hence the eviction notice given.
The guarantor did not get added to IVA even though the company were aware of this, if they knew why didnt they advice me otherwise?
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