Living in a iva for 5 years or more may prove difficult without him realising things are not what they used to be. Firstly his income and expenditure will be taken into account when considering what your repayment will be - they may well ask for proof of details which he will need to provide. Secondly you will be very restricted in what you can afford to do ...your budget will be set quite tightly with little room for improvement each week.
You need to, in my opinion, work up the courage to share your burden with him - you maybe very surprised !
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