In theory, modest amounts saved from your allowances by, say, buying Lidl beans instead of Heinz (but don't -- they are like little bullets!) can be saved, as well as your share of overtime and bonus payments. If you save a great deal on allowances it will cause the IP to question whether they were too generous and, maybe, reduce them.
All that said .... the "Bank of Mattress" does not issue statements or account balances. BUT ..... do not try to save income properly due to the IVA .. that way lies danger.
Undetectable, especially if you open it on the day AFTER review, as no one reviews a full year (you need to drop in a quid to open it IIRC), full on rainy day fund.
Obviously the amount you can slid away depends on making savings on food, but get used to pasta (drop in stock cubes and its not bad at all, then maybe a bit of own brand ragu over the top and you got a decent meal (and the difference can be saved away).
IP's will never ask about it as the account doesn't exist as it wasn't there when you setup the IVA and it doesn't need a credit check to open, all withdrawls are via ATM's you can slid the cash back into your main bank acc after the IVA has wrapped up as well
fancy pots them. I remember going to a coinstar with a huge doritos tub full of coins (50p's and less went in there).. had to call the manager over, over 400quid
Was pre-iva days that, best result after that was around 80
You can get cheaper ones than those.
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