Big day

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ediunia82
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by ediunia82 » Wed Aug 09, 2017 11:55 am
That's it!!! Big day tomorrow!!! Creditors meeting at 11:30 am.!!! Can't sleep, even after a hard night shift!!! Accepted or rejected???Do you think decision already made??? Nervous, excited and can't wait!!!!!!!!! Wish me luck!!! Cheers!!! :o :o :o
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Kazza
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by Kazza » Wed Aug 09, 2017 12:05 pm
Good Luck! you will be fine and I'm going to bet on you being accepted! :D
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Foggy
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by Foggy » Wed Aug 09, 2017 12:45 pm
Best of luck -- we rarely hear of rejections these days.
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kallis3
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by kallis3 » Wed Aug 09, 2017 1:33 pm
Good luck!
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Michael Peoples
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by Michael Peoples » Wed Aug 09, 2017 1:37 pm
Best of luck from me too.
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luluj
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by luluj » Wed Aug 09, 2017 9:50 pm
I am positive this time tomorrow I am writing congratulations !

Try and stay busy in the morning !
ediunia82
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by ediunia82 » Thu Aug 10, 2017 2:32 pm
Hi all, it looks like more wait for me... My biggest and newest creditor Tesco came back asking for 3 latest bank account statements. My current account was already closed but managed to get statements in branch, send them ASAP and sitting on a bomb now... Looks like one step of rejection and back to square one... :cry: :cry: :cry:
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kallis3
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by kallis3 » Thu Aug 10, 2017 2:34 pm
Not good! Hopefully they will see sense and agree! Fingers and everything else crossed!
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Michael Peoples
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by Michael Peoples » Thu Aug 10, 2017 2:47 pm
This is not unusual with Tesco loans. Their agents often look for statements especially if there are recent borrowings as they like to see what the money was spent on. Hopefully it will not cause too much of a problem or delay.
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Foggy
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by Foggy » Thu Aug 10, 2017 3:08 pm
At least it wasn't an outright refusal. Hang in there.
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kallis3
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by kallis3 » Thu Aug 10, 2017 3:30 pm
When are they going to let you know?
ediunia82
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by ediunia82 » Thu Aug 10, 2017 3:38 pm
Promised to give me a ring today, waiting...
ediunia82
Posts: 14
by ediunia82 » Thu Aug 10, 2017 3:54 pm
Rejected by Tesco, the main and only reason is that the biggest loan is brand new and they cannot see my circumstances change...Tough but decided to go with DMP for few months and try another IVA later on probably...
ediunia82
Posts: 14
by ediunia82 » Thu Aug 10, 2017 4:15 pm
Or do you think bankruptcy is an option??? We are renting privately, we share a car with my wife but vehicle belongs to her... Any advice will be appreciated... Cheers
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Foggy
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by Foggy » Thu Aug 10, 2017 4:18 pm
ediunia82 wrote:
Or do you think bankruptcy is an option??? We are renting privately, we share a car with my wife but vehicle belongs to her... Any advice will be appreciated... Cheers



If you have no assets to protect and your jobs allow it then BR is a possibility. I would have a chat with your local CAB about it .. or you can research and file online.
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