Interesting re soft searches

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Seanj67
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by Seanj67 » Thu Sep 07, 2017 1:38 pm
Afternoon all,

Well yesterday I was accepted for a Capital One card. Not something I want, but I will use it just to help build my credit score.

Anyway, I use Noddle and they tell you which cards you will be accepted for. Now, my understanding was this was a so called soft search. But checking my record I can see 3 searched from them at 2 week intervals. I didn't think soft searched showed up?

It's not an issue as I won't be looking for any credit/cards anytime but I was just a bit surprised.

S
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kallis3
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by kallis3 » Thu Sep 07, 2017 2:27 pm
It shows up to you but not any other creditors.
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Foggy
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by Foggy » Thu Sep 07, 2017 3:19 pm
What you see on your online report is not the same as creditors see and, as Kallis says, they don't see soft searches as far as I am aware.
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kallis3
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by kallis3 » Thu Sep 07, 2017 4:30 pm
No, they don't see them - a bit like all of the insurance searches on there which you've not asked for.
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Seanj67
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by Seanj67 » Fri Sep 08, 2017 10:18 am
Ahhh, ok, thanks all.

S
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