Would my IVA affect my ex partner with whom I have a joint mortgage ?

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Lisa.59
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by Lisa.59 » Wed Oct 11, 2017 2:47 pm
Lisa was calling to ask if her IVA would affect an ex partner that is still in a joint mortgage with her. She said the mortgage was taken out 11 years ago but her IVA has only been running for 2 years.
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Foggy
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by Foggy » Wed Oct 11, 2017 2:58 pm
It depends on how deep the creditors wish to look when doing a credit search as your name will be on his credit file as an association, by virtue of the joint lending. Some lenders would look on this as a red flag. It is possible that he could put a notice of disassociation on his files, explaining that you are only now linked by a long running mortgage.
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