Whilst on my I managed to receive and pay into my IVA pot all my PPI except one - Capital One. I recently applied to them again (first time 2014) and was again rejected... But I also managed to read an article today saying they are the hardest company to get mis-sol PPI from because they claim they never mis-sold - and recorded all calls. Obviously a well managed company but not so good for the little person who just wanted to pay some extra to his creditors. Apparently 9 out of 10 people are unsuccessful with them.
This is one reason we are beleagured with having to submit claims (and sign all the paperwork) again and again --- creditors, whilst maintaining that we have to honour agreements, refuse to honour their own responsibilities!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014 http://foggy.blogs.iva.co.uk